Simplicity

Elbow Cay | Central Abaco

Where Windows

Frame Wonder

View Photos Watch Film 360° VTour Open House

Jane Patterson

Presented At

$1,600,000

Bedrooms

Bathrooms

Living

1,470

SQFT

High Ceiling

Air Conditioning

Washer Dryer

Fitness Center / Gym

Bar

Kitchen island

Gas Stovetop

Terrace

Garage

Outdoor Living Space

Garden

Balcony

Water View

Panoramic / Scenic View

Investment Property

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Simplicity

Elbow Cay | Central Abaco

Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas. , Elbow Cay , Central Abaco

Simplicity, Lot M

Simplicity | Lot M, Elbow Cay Introduction Welcome to Simplicity, a charming Bahamian cottage that fully embraces the essence of laid-back island living. Located on a desirable corner lot at the north end of Elbow Cay, this two-story retreat combines thoughtful design, nautical-inspired details, and modern comforts to create the perfect island home or vacation getaway. Design & Layout The home’s inverted floor plan was designed to maximize views and open-air living. Upstairs, the heart of the home unfolds in an open-concept kitchen, living, and dining area, where breezy interiors flow seamlessly onto an expansive 1,100 sq. ft. deck. Complete with a gazebo, this generous outdoor living space offers panoramic views of the surrounding marina and the iconic Hope Town Lighthouse, making it the perfect spot for entertaining, dining al fresco, or simply savoring the rhythms of island life. The lower level offers three comfortable bedrooms. The primary suite features an ensuite bath, while the additional two bedrooms share a well-appointed full bathroom, creating an ideal layout for families or hosting guests. Painted wood floors run throughout the home, adding warmth and character, while an outdoor shower provides the ultimate island convenience after sun-filled days at the beach. Lifestyle & Location Positioned to capture both ocean breezes and scenic surroundings, Simplicity offers residents direct access to the Atlantic-side beach just across the lane, perfect for early morning swims or afternoon strolls. A more sheltered bayside beach is also only steps away, offering calm waters for swimming, snorkeling, or paddleboarding, giving you the best of both worlds right at your doorstep. Additional Features 18' x 16' outbuilding built in 2023, ideal for use as a workshop, gym, garage for a golf cart, or flexible storage. Expansive yard with ample room for expansion, gardens, or creating a private outdoor retreat. 20KW generator ensuring reliable comfort during power interruptions. 15,000-gallon concrete cistern for dependable water supply. Offered fully turn-key, allowing you to move in and start enjoying island life immediately. Closing With its prime north-end location, welcoming design, and thoughtful amenities, Simplicity is more than a home: it’s a lifestyle. Whether you envision it as a permanent residence, a family retreat, or an investment property, this cottage offers a rare opportunity to enjoy the very best of Hope Town and the relaxed elegance of Elbow Cay living.

Gallery

3D Street View Tour

Property Location

Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas., Elbow Cay Central Abaco

Local Weather & Climate

Elbow Cay, Central Abaco

Current Conditions Updated recently

71 °F

Few clouds

Feels Like 71°F

Humidity 71%

Wind 15 mph

Visibility 6.2 mi

Sunrise 11:44 AM

Sunset 10:59 PM

5-Day Forecast

Sat 14 Feb

Rain

High 70°

Low 70°

Sun 15 Feb

Clouds

High 73°

Low 69°

Mon 16 Feb

Clouds

High 75°

Low 72°

Tue 17 Feb

Rain

High 72°

Low 71°

Wed 18 Feb

Clouds

High 74°

Low 70°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Elbow Cay?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,600,000

Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas.

Elbow Cay, Central Abaco

3 Beds

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Market Opinion

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Our perspective on current market conditions in Elbow Cay. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $160,000,000 20% down ($32,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$13,749/day

Your home may appreciate while you sleep

$96,506/week $418,192/mo $5,018,298/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$88.0M

+$124.9M

$124.9M Potential Equity

vs $88.0M lost to rent over 10 years

$32.0M Down Payment Growth

3.9x

10yr

$124.9M

8.1x

20yr

$258.6M

12.6x

30yr

$404.1M

Wealth Comparison

×962

Equivalent to 962 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $404.1M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $188.4M +18%

Market $217.9M +36%

Optimistic $251.4M +57%

$124.9M est. equity

20 Years

Conservative $221.9M +39%

Market $296.7M +85%

Optimistic $395.1M +147%

$258.6M est. equity

30 Years

Conservative $261.3M +63%

Market $404.1M +153%

Optimistic $621.0M +288%

$404.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas have?

This house at Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas features 3 bedrooms with 1,470 square feet of living space.

What is the size of Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas?

This property offers 1,470 square feet of living space.

What is the listing price for Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas?

This property is listed at $160,000,000, which equals $108844 per square foot.

Is now a good time to buy a home in Elbow Cay?

Based on current market indicators, Elbow Cay shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Simplicity, Lot M , Hope Town, Elbow Cay, Central Abaco, The Bahamas?

This is a house located in Elbow Cay, Central Abaco. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: